I had a friend who was 90 years old and a veteran of the Pacific theater in world war 2. He was developing dementia and was in a care facility, his veterans benefits were less than 200 dollars a month. Several times persons tried to get him help without success. After contacting Long Term Assurance and contracting with them to help, providing the needed information it took less than two months to hear from the Veterans administration. The VA granted my friend almost 1300 dollars per month for his care. I have no doubt the attention to detail and professionals at Long Term Assurance were the reason there was a positive outcome. I cannot say enough about how easy it was to work with these people, they talked to me like family and guided me thru the process. It was a very positive experience, and worth every penny of their reasonable fees.