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What is commingling money and how should you pay bills while in the process of applying for benefits?

When you are applying for government benefits it is very important that you do not commingle funds that belong to the applicant with another person’s money.  The applicant should pay for as much of their living expenses as they can from their own account and directly to the creditor.  If a bill cannot be paid-in-full from the applicant’s funds and someone else is planning to pay the difference they should always pay directly to the creditor.  They should not give funds to the applicant. While [...]

By |2023-02-27T13:08:35-07:00February 27th, 2023|Long Term Care|Comments Off on What is commingling money and how should you pay bills while in the process of applying for benefits?

10 Things You Can Do to Help Veterans During the Holidays

Military veterans face challenges during the holidays. These challenges come in many forms. For some, it could be unemployment and homelessness. For others, it could be physical handicaps or relationships with others and themselves. Whether or not you have served or know someone who has, there are things you can do to help. Giving can also come in many forms. You can donate items, money, or your skills and time. Every contribution counts. Even if it seems small, it could mean the world to one [...]

By |2019-12-16T21:02:14-07:00November 25th, 2019|veterans|Comments Off on 10 Things You Can Do to Help Veterans During the Holidays

Paying for Long-Term Care: Are You Eligible for Veteran’s Aid & Attendance Benefits?

Paying for long-term care is an intimidating concept for many veterans who are beyond their working years. Around 7.3% of adults in the United States were military veterans in 2017. They tend to have a greater need for assisted living and healthcare services due to the strenuous and stressful nature of their jobs. A greater need also means that they usually paid higher insurance rates compared to those with non-military careers. A survey conducted in 2018 found that only 7% of veterans who responded felt [...]

By |2019-10-03T17:26:55-07:00October 3rd, 2019|Long Term Care|Comments Off on Paying for Long-Term Care: Are You Eligible for Veteran’s Aid & Attendance Benefits?

Medicaid in Arizona: What Are Your AHCCCS Benefits?

Like many states, Medicaid in Arizona goes by a different name. For example, California calls its Medicaid program Medi-Cal while in Massachusetts it's MassHealth. In Arizona, Medicaid goes by the name AHCCCS. Pronounced "access" by most people, AHCCCS stands for Arizona Health Care Cost Containment System. Arizona was the last state in the union to implement a Medicaid program, holding out until 1982. In this post, we describe how Medicaid works in Arizona, including eligibility requirements and benefits. What Is Medicaid? Medicaid is state-run health [...]

By |2019-05-10T17:59:07-07:00May 10th, 2019|Uncategorized|Comments Off on Medicaid in Arizona: What Are Your AHCCCS Benefits?

Does Medicare Cover Long-Term Care?

Medicare is a great program that offers its beneficiaries incredible benefits, but it can’t cover everything. It wasn’t designed to. Medicare is simply health insurance for those who meet the program’s eligibility requirements. And, as with all insurance, there are limits to your coverage. Most long-term care, unfortunately, falls outside those limits, at least in terms of what we think of as long-term care. The good news is that Medicare does cover some long-term care, assuming you meet certain eligibility requirements. In this post, we [...]

By |2018-07-30T21:21:39-07:00July 30th, 2018|Long Term Care|Comments Off on Does Medicare Cover Long-Term Care?

Long-Term Care 101: Everything You Need to Know

Across the developed world, people are living longer and longer lives. Since 1950, the number of people over the age of 60 has tripled, to 700 million in 2006. The United Nations expects that number to triple again by 2050. While this is a good thing, as it indicates improvements in health and medical care, it also impacts society in numerous and profound ways. One of these is the relatively recent need to plan for long-term care. The phrase long-term care may mean a variety [...]

By |2018-06-19T22:29:54-07:00June 15th, 2018|Creative|Comments Off on Long-Term Care 101: Everything You Need to Know
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